How to Maintain Good Credit Score.
Maintaining a good credit score is essential for financial health and can be achieved through several key practices. First, always pay your bills on time, as timely payments significantly impact your credit score. Keep your credit card balances low and aim to use no more than 30% of your available credit. Avoid opening too many new credit accounts in a short period, as multiple inquiries can negatively affect your score. Additionally, regularly review your credit reports for any inaccuracies and dispute any errors promptly. By practicing responsible credit management and staying informed, you can maintain a strong credit score and enjoy the financial benefits it brings.
